Business - Commercial Real Estate

• Commercial Real Estate Coverages
• General & Other Liability

Commercial Real Estate insurance coverage provides a comprehensive program to property owners who lease or rent building space used for offices, service businesses, retail stores, light industrial, or light manufacturing. Parking areas may be included in the coverage if used by the building occupant and customers.

We offer coverage for:

• Office buildings
• Retail shopping centers
• Buildings used for manufacturing, industrial, assembly
• Processing or service buildings
• Private commercial warehouses
• Mixed occupancies: office, retail, light manufacturing, industrial, assembly, processing, or service buildings

Our highly dedicated, top-tier Claims professionals are here to help you to get back where you belong. Let our Loss Control professionals work with you to help you prevent or mitigate potential losses in your business. To learn about our comprehensive protection or to benefit from our world class Claims and Loss Control professionals.

Commercial Real Estate Coverages

Here are some of the coverage options that are available to you to help you with your insurance needs:

• Buildings at Extended Replacement Costs or Actual Cash Values
• Automatic Increase in Building Amount (inflation guard)
• Contents at Replacement Costs or Actual Cash Values
• Personal Property Off Premise Coverage
• Loss of income and extra expense on an actual loss sustained basis for 12 months or other extended period.
• Loss of income & extra expense from power interruption or from loss to dependent properties
• Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
• Comprehensive equipment breakdown coverage
• Coverage extension to newly acquired buildings
• Fire department service charge and extinguisher recharge cost
• Outdoor signs and outdoor properties
• Debris removal or clean up cost
• Back up of sewers or drains or appliances
• Accounts Receivables and Valuable Papers coverage
• Computer equipment including Media & Records
• Earthquake or earthquake sprinkler leakage
• Lock Replacement
• Tenant Return (costs incurred to bring back displaced tenants)

Crime

• Employee Dishonesty
• Money & Securities - from both inside and outside the premises
• Forgery & Alteration
• Money Orders & Counterfeit Currency

General and Other Liability

• Operations and Premise liability including parking lot liability
• Personal and Advertising injury liability
• Products and Completed Operations liability
• Contractual and Owners Protective liability
• Hired and Non-owned automobile liability
• Employee Benefits Liability

We specialize in Home Business insurance!

 

Business insurance is a broad description that can be broken down into a list of nine types of insurance policies.

• Property Insurance
• Casualty Insurance
• Liability Insurance
• Commercial Auto
• Workers Compensation
• Business Interruption
• Health Insurance
• Life and Disability Insurance
• Other Insurance or Scripted Policies