Business - Wholesale Distribution

• Wholesale Distribution Coverages
• General & Other Liability

Because we know that as a wholesaler or distributor you have unique insurance needs, we offer carefully packaged insurance coverages that deliver the goods no matter what kind of goods you deliver.

We write the following categories of business:

• Beverage distributors
• Motor vehicle supplies, wholesalers - new parts
• Office equipment dealers
• Stationery and supplies distributors
• Hardware wholesalers
• Food and food products distributors
• Building service equipment
• Plumbing
• Heating and air conditioning

Electrical equipment and supplies

Davidson can provide you with one-stop, comprehensive insurance coverage that is available for you to purchase for you to meet your insurance needs. To learn more about our comprehensive coverage solutions please call us.

Wholesale Distribution overages

Here are some of the coverage options that are available to you to help you with your insurance needs:

Property and Inland Marine

• Buildings at Extended Replacement Costs or Actual Cash Values
• Automatic Increase in Building Amount (inflation guard)
• Contents at Replacement Costs or Actual Cash Values
• Personal Property off-premises coverage
• Automatic Increase of the contents for seasonal fluctuation
• Loss of income and extra expense on an actual loss sustained basis for 12 months or other extended period.
• Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
• Comprehensive equipment breakdown coverage
• Coverage extension to newly acquired buildings
• Fire department service charge and extinguisher recharge cost
• Debris removal and Pollutant clean up cost
• Back up of sewers or drains or appliances
• Accounts Receivables and Valuable Papers coverage
• Computer equipment including Media & Records
• Earthquake or earthquake sprinkler leakage
• Brands and Labels Cost
• Product Recall Expense Coverage
• Spoilage / Temperature Change Coverage
• Transportation (Transit) Coverage

Crime

• Employee Dishonesty
• Money & Securities - from both inside and outside the premises
• Forgery & Alteration
• Money Orders & Counterfeit Currency

General and Other Liability

• Operations and Premise liability including parking lot liability
• Personal and Advertising injury liability
• Products and Completed Operations liability
• Contractual and Owners Protective liability
• Hired and Non-owned automobile liability
• Employee Benefits Liability

We specialize in Home Business insurance!

 

Business insurance is a broad description that can be broken down into a list of nine types of insurance policies.

• Property Insurance
• Casualty Insurance
• Liability Insurance
• Commercial Auto
• Workers Compensation
• Business Interruption
• Health Insurance
• Life and Disability Insurance
• Other Insurance or Scripted Policies