Life Insurance

We can help you plan a life insurance program that fits your needs and your goals. We have a variety of options for you to choose form:

• Universal life
• Mortgage Protection
• Business life
• Term
• Whole life

Disability Insurance

If you were disabled and unable to work as a result of an accident or illness, what would you and your family do for income?

Talk to us to see if you qualify.

Long Term Care

Long-term care services can be very expensive. Its important to think ahead about how you will pay for the care you receive

We specialize in
"getting your life organized"
insurance!

 

Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount called a premium at regular intervals or in lump sums.

Disability insurance, often called disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that disability will make working (and therefore earning) impossible. In other words, it answers the question, "How would I pay for my living expenses if I became unable to work?"

Long-term care insurance (LTC or LTCI) helps provide for the cost of long-term care beyond a predetermined period. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid.